| States | License | Estimated Approval Time | | |
1st MORTGAGE LICENSES | | | | | |
1 | AL | Mtg Lender | 45-60 DAYS | | |
2 | AK | Mtg Lender | 45-60 DAYS | | |
3 | AR | Mtg Lender | 45-60 DAYS | | |
4 | AZ | Mtg Lender | 60-90 DAYS | | |
5 | CA | Mtg Lender | 75-90 DAYS | | |
6 | CO | Mtg Lender | 45-60 DAYS | | |
7 | CT | 1st Mtg Lender | 45-60 DAYS | | |
8 | DC | Mtg Lender | 45-60 DAYS | | |
9 | DE | Mtg Lender | 60-90 DAYS | | |
10 | FL | Correspondent Lender | 45-60 DAYS | | |
11 | GA | Mtg Lender | 60-90 DAYS | | |
12 | HI | Mtg Lender | 60-90 DAYS | | |
13 | IA | Mtg Lender | 30-45 DAYS | | |
14 | ID | Mtg Lender | 30-45 DAYS | | |
15 | IL | Mtg Lender | 60-90 DAYS | | |
16 | IN | Mtg Lender | 30-45 DAYS | | |
17 | KS | Mtg Lender | 30-45 DAYS | | |
18 | KY | Mtg Lender | 45-60 DAYS | | |
19 | LA | Mtg Lender | 45-60 DAYS | | |
20 | MA | Mtg Lender | 60-90 DAYS | | |
21 | MD | Mtg Lender | 60-75 DAYS | | |
22 | ME | Mtg Lender | 30-45 DAYS | | |
23 | MI | 1st Mtg. Lender | 75-90 DAYS | | |
24 | MN | Mtg Lender | 30-45 DAYS | | |
25 | MO | Mtg Lender | 60-75 DAYS | | |
26 | MS | Mtg Lender | 60-75 DAYS | | |
27 | MT | Mtg Lender | 45-60 DAYS | | |
28 | NC | Mtg Lender | 75-90 DAYS | | |
29 | ND | Mtg Lender | 30-45 DAYS | | |
30 | NE | Mtg Lender | 30-45 DAYS | | |
31 | NH | Mtg Lender | 75-90 DAYS | | |
32 | NJ | 1ST Mtg Lender | 90-105 DAYS | | |
33 | NM | Mtg Lender | 30-45 DAYS | | |
34 | NV | Mtg Lender | 120-180 DAYS | | |
35 | NY | Mtg Lender | 120-180 DAYS | | |
36 | OH | Mtg Lender | 90-105 DAYS | | |
37 | OK | Mtg Lender | 60-75 DAYS | | |
38 | OR | Mtg Lender | 30-45 DAYS | | |
39 | PA | 1ST Mtg Lender | 60-75 DAYS | | |
40 | RI | Mtg Lender | 60-75 DAYS | | |
41 | SC | Mtg Lender | 60-75 DAYS | | |
42 | SD | Mtg Lender | 30-45 DAYS | | |
43 | TN | Mtg Lender | 30-45 DAYS | | |
44 | TX | Mtg Lender | 60-75 DAYS | | |
45 | UT | Mtg Lender | 60-75 DAYS | | |
46 | VA | Mtg Lender | 45-60 DAYS | | |
47 | VT | Mtg Lender | 60-75 DAYS | | |
48 | WA | Mtg Lender | 90-105 DAYS | | |
49 | WI | Mtg Lender | 30-45 DAYS | | |
50 | WV | Mtg Lender | 60-75 DAYS | | |
51 | WY | Mtg Lender | 45-60 DAYS | | |
Disclaimer: | | | | | |
These estimates are our best estimate based upon following assumptions: | | | | | |
| [1] Period starts from date Application is submitted to State | | | | |
| [2] Application will not be submitted until the Application is complete in all aspects | | | | |
| [3] No unusual occurrances at the state like loss of examiners, sudden flood of applications, new applications with more complex requirements | | | | |
| [4] Client is able to provide to Thomas Law within a short time all the additional items requested by the State | | | | |
| [5] No major changes by the client such as name change, address change, principals change, economic difficulties | | | | |